dailysoccernews effenberg on becks

Former Bayern Munich midfielder Stefan Effenberg has attacked David Beckham's style of play, labelling the AC Milan loan star as ''underhand''.

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Stefan Effenberg and David Beckham battle in the Champions League

One-time Germany international Effenberg claimed the ex-England skipper drew a comparison with the Roy Keane, arguing that Beckham was not as fair on the field as his former Manchester United team-mate.

Beckham and Effenberg locked horns numerous times in the Champions League, most notably the final in 1999, a game Keane missed through suspension, and which saw United come from behind netting two late goals to defeat Bayern.

Talking in Germany's Bild newspaper, Effenberg was asked about his duels with the former England captain.

''Yes, there were (duels),'' said Effenberg. ''Also with Roy Keane. But Beckham was the more underhand of the pair. Roy Keane was hard and fair. He came from in front, knocked you away, everything was wonderful.

''But Beckham always came from behind, in the Achilles, I didn't like that.

''You didn't see him, and suddenly he clobbered you from behind in the tendon. No, Beckham was underhand.''

How Will the Economy Affect Your Financial Aid?

Lauren Bayne Anderson

The stock market’s plummeting. Congress is bailing out Fannie Mae and Freddie Mac. And student loans are getting tougher to come by.

But you’re not sure how — or if— any of it affects you. Chances are it will. And while you may not be feeling the effects of it yet, that’s simply because it hasn’t trickled down yet.

When it comes to financial aid, some know the scope of the industry better than others. Mark Kantrowitz is one of those people. The author of our own, FastWeb College Gold, A Step-by-Step Guide to Paying for College, and a slew of other financial aid resources including FinAid.org , Kantrowitz sheds light on what today’s economy means for you.

Who is affected most by the credit crunch?
Kantrowitz says: Students at community and technical colleges, especially institutions that are for-profit, are having the toughest time because they are more likely to receive private loans. Also, lenders under profit pressure are less willing to write loans for shorter, one- and two-year programs -especially at schools with historically high default rates. —Time

I’m leaving for college next year, is it worth it to start saving just now?
Kantrowitz says: Save whatever you can. Something is better than nothing. If you wind up having to borrow the cash, you’ll pay for it in interest. Either you could save a certain amount of money before college, or pay back twice as much after college. —First 30 Days

Is it worth it to going back to school in lieu of the tough job market?
Kantrowitz says: Prospective students should keep in mind that student loans may be more difficult to come by these days. "Lenders have tightened criteria," he said. "If you have a bad or marginal credit score, you are going to have a harder time obtaining a student loan." —Red Orbit

How will the financial crisis affect my ability to pay my student loans?
Kantrowitz says: Interest rates on many loans are likely to jump by 2 percent within the next month. "Interest rates on these loans will increase as the lenders pass on their increased cost of funds," he said. —New York Times

How do I select the best student loan for me?
Kantrowitz says: Choosing a loan comes down to who offers the cheapest interest rates and fees. The Perkins loan is the most beneficial federal loan, followed by the Stafford loan. Families of undergraduate students can take advantage of a current phased-in interest rate reduction that Congress passed. But only for a while! “As in everything Congress does, it has five years and then it reverts to the status quo because of federal budgetary constraints." —Chronogram

For more advice from Kantrowitz, check out FinAid.com !